Our Services
Practical financial guidance tailored to your needs, with clear pricing and no hidden costs.
Financial Health Check
A comprehensive review of your current financial position.
Perfect for those who want clarity on where they stand. We analyse your income, expenses, assets, and liabilities, then provide a written report with prioritised recommendations.
- 90-minute consultation
- Complete financial snapshot
- Written report with action items
- 30-minute follow-up call
Budgeting Blueprint
Build sustainable spending habits that actually work.
We work together to create a realistic budget based on your actual spending patterns. Includes tracking setup, category optimisation, and strategies for consistent savings.
- Two 60-minute sessions
- Spending analysis
- Personalised budget template
- Email support for 30 days
Investment Guidance
Evidence-based strategies aligned with your goals and risk tolerance.
Understand investment fundamentals and build a portfolio strategy that makes sense for your timeline. We cover asset allocation, ISAs, pensions, and practical next steps.
- Three 60-minute sessions
- Risk assessment
- Asset allocation plan
- Implementation checklist
Debt Strategy Session
Create a practical path out of debt without sacrificing quality of life.
We assess all your debts, evaluate repayment options, and create a prioritised strategy that balances aggressive payoff with maintaining reasonable living standards.
- Two 75-minute sessions
- Complete debt inventory
- Repayment timeline
- Interest savings projection
Retirement Roadmap
Plan for the retirement you actually want, not a generic version.
Whether retirement is decades away or just around the corner, we help you understand your pension options, project your needs, and create strategies to close any gaps.
- Four 60-minute sessions
- Pension consolidation review
- Retirement income projection
- State pension analysis
Small Business Financial Planning
Integrate personal and business finances for better decision-making.
For business owners who need help seeing the complete picture. We address salary vs dividends, tax efficiency, business pension contributions, and personal wealth building.
- Four 90-minute sessions
- Personal + business analysis
- Tax optimisation strategies
- Ongoing email support (60 days)
Ongoing Advisory Packages
For those who want continued support and regular check-ins throughout the year.
Essential Support
Quarterly check-ins and email access for ongoing guidance.
Stay on track with regular reviews and have someone to turn to when financial questions arise. Ideal for those with stable situations who want accountability.
- Quarterly 60-minute reviews
- Unlimited email questions
- Annual comprehensive review
- 12-month commitment
Comprehensive Partnership
Monthly sessions and full support for complex financial lives.
Our most thorough package for those with evolving financial situations, multiple goals, or who simply want a dedicated financial partner available throughout the year.
- Monthly 60-minute sessions
- Priority email and scheduling
- All one-time services included
- 12-month commitment
Why Our Approach Works
Tailored, Not Templated
Every recommendation is based on your specific situation, goals, and constraints. We do not apply cookie-cutter solutions to unique people.
No Product Sales
We earn fees for advice, not commissions for selling products. Our only incentive is to give you genuinely useful guidance.
Education Included
Understanding why a strategy works is as important as the strategy itself. Every session includes explanations that build your long-term financial literacy.
Measurable Progress
We set clear metrics for success and track progress over time. You will always know if strategies are working or need adjustment.
Our Process
Every engagement follows a proven structure while remaining flexible to your needs.
Initial Conversation
We start with a brief call to understand your situation and determine which service best fits your needs. This is free and carries no obligation.
Information Gathering
Before our first session, you complete a questionnaire and share relevant documents. This preparation ensures we use meeting time effectively.
Analysis and Planning
We analyse your information before our session, arriving prepared with observations and preliminary recommendations to discuss.
Collaborative Sessions
Sessions are conversations, not lectures. We discuss options, answer questions, and refine recommendations based on your feedback and priorities.
Implementation Support
You receive clear documentation and practical next steps. We are available to clarify anything and help you put the plan into action.
Service Comparison
| Feature | One-Time Services | Essential Support | Comprehensive Partnership |
|---|---|---|---|
| Initial Assessment | Included | Included | Included |
| Written Reports | Yes | Yes | Yes |
| Regular Check-ins | Follow-up only | Quarterly | Monthly |
| Email Support | Limited period | Unlimited | Priority response |
| Strategy Adjustments | Extra fee | Included | Included |
| Additional Services | Full price | 15% discount | Included |
Common Questions About Our Services
If you are unsure, the Financial Health Check is an excellent starting point. It gives both of us a complete picture of your situation and helps identify which areas need the most attention. From there, we can recommend appropriate next steps.
Absolutely. Many clients book two or three services together. We offer a 10% discount when you book multiple one-time services at once, and we coordinate the sessions for maximum efficiency.
Life happens. We ask for 48 hours notice for rescheduling when possible, but we understand that emergencies occur. Cancellations before work begins receive a full refund; after sessions have started, we prorate based on work completed.
For self-employed individuals and business owners, financial planning fees related to your business may be tax deductible as a professional expense. We recommend discussing this with your accountant for your specific situation.
Both options are available at no difference in price. Many clients prefer video calls for convenience, while others appreciate meeting face-to-face at our office. Some prefer a mix. We accommodate whatever works best for you.
Ready to Get Started?
Let's discuss which service fits your needs. A brief introductory conversation helps us both determine the best path forward.
Schedule a Conversation